Sales:
(405) 546-1147
Service:
(405) 400-0435
Parts:
(405) 400-0435
Open Today Sales: 9 AM-4 PM
Used Trucks · Near KingfisherQuick answer Carter Chevrolet in Okarche, about 15 minutes from Kingfisher, stocks used Silverado 1500 and HD, Colorado, Ram, Ford and Toyota trucks, inspected in our shop and priced with no doc fee and no addendum. The grid below is the live inventory. A $30,000 used truck is about $438 a month at 5.99% for 84 months with $0 down. Text a stock number and we deliver the truck to your driveway in Kingfisher free.
Each button opens our used inventory filtered to trucks in that price range, specials first, then lowest price. The grid below is everything, updated as trucks sell.
Live from our inventory, specials first then lowest price; the buttons above filter by budget. Text 405-546-1147 with a stock number for the out-the-door price, the payment at your rate and a delivery date.
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
Most of our Kingfisher buyers never make the drive. Text the stock number from the grid to 405-546-1147, we send the out-the-door price with Oklahoma tax and tags, the payment at the rate you qualify for, and a real number on your trade from photos and the mileage. Sign by e-signature or at your kitchen table, and we deliver the truck to your driveway in town or out at the shop with the temp tag on and pick up the trade at the same visit, at no charge.
If you would rather drive two side by side first, we are about 15 minutes down US-81 in Okarche, no appointment needed. Either way the price on the website is the price: no doc fee, no addendum, and the same number whether you finance with us, your credit union or pay cash.
Under about $35,000, used wins; that is where previous-generation Silverado 1500s, Colorados and the occasional Tundra sit. In the $40,000s, look at the new Silverado 1500 payments first: GM incentives and rate support often put a new 2.7L turbo Custom or RST crew cab at the same payment as a two-year-old used one, with the full warranty. Heavy-duty diesels are the exception; a two-year-old 2500HD saves a lot against new.
Every used truck here goes through our shop before it is listed, and we will send the inspection sheet and the vehicle history report on any unit by text before you decide.
Subprime lenders cap the loan at a share of the truck’s value and your income, so lower-priced used half-tons and Colorados are the easier approvals. Plan on 10–20% down and proof of income; here is how bad-credit financing works from Kingfisher, and what a subprime truck approval looks like.
Every payment on this page is the same math: the vehicle’s internet price financed for 84 months at 5.99% APR with nothing down, which works out to $14.60 a month for every $1,000 financed. Tax, title and license go on top; every $1,000 you put down or bring in trade equity takes about $14.60 off the payment.
| Vehicle price | $0 down | $2,000 down | $5,000 down |
|---|---|---|---|
| $15,000 | $219 | $190 | $146 |
| $18,000 | $263 | $234 | $190 |
| $20,000 | $292 | $263 | $219 |
| $25,000 | $365 | $336 | $292 |
| $30,000 | $438 | $409 | $365 |
| $35,000 | $511 | $482 | $438 |
| $40,000 | $584 | $555 | $511 |
| $45,000 | $657 | $628 | $584 |
| $50,000 | $730 | $701 | $657 |
| $55,000 | $803 | $774 | $730 |
| $60,000 | $876 | $847 | $803 |
| $70,000 | $1,022 | $993 | $949 |
| $80,000 | $1,168 | $1,139 | $1,095 |
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
5.99% is a realistic baseline for a buyer with good credit, not a promise. Your rate comes from the lender, and we send one application to the right lenders among the more than 50 we work with; here is what different credit scores usually get. On new Chevys, GM’s rate support can bring it under this baseline; current programs are on the Chevrolet specials page. For a different term or down payment, use the payment calculator, or text us the stock number and we will send the payment at the rate you actually qualify for.
No doc fee, no addendum, no “market adjustment,” and the same price whether you finance with us, your credit union, or pay cash. Tax, title and license are the only things added.
Good credit, thin credit or bad credit, one application goes to the lenders most likely to approve it, and we tell you the answer and any conditions before you drive out. You can pre-qualify with no credit hit first.
Send photos and the mileage and we will give you a real number; here is how we handle negative equity.
Paperwork by e-signature, the vehicle delivered to your driveway and the trade picked up at the same visit. Most of our Oklahoma City customers never make the drive to Okarche.
Carter Chevrolet in Okarche, about 15 minutes down US-81 from Kingfisher, stocks used Silverado, Colorado, Ram, Ford and Toyota trucks and delivers them to Kingfisher free. The grid on this page is the live inventory; text a stock number to 405-546-1147 for the out-the-door price.
No. Most Kingfisher buyers do the whole deal by text and e-signature and we deliver the truck to their home or work with the paperwork, and pick up the trade at the same time. Okarche is about 15 minutes down US-81 if you want to drive it first.
About $438 a month at 5.99% APR for 84 months with $0 down, before tax, title and license; about $394 with $3,000 down. Used-truck rates are typically a little higher than new because there is no GM rate support.
Rarely. Trucks hold value, and the trades that come in under $20,000 are usually high-mileage half-tons that go to auction instead of the front line. Under $30,000 is where real choice starts. Tell us the budget and what you need and we will call you when the right trade comes in.
Yes. Send photos, mileage and the payoff to 405-546-1147 for a real number. Equity counts as money down; negative equity gets rolled in or paid, and we quote it both ways. We pick the trade up in Kingfisher at delivery.
Usually, with a down payment. We work with more than 50 lenders and more than half of them handle subprime credit; lower-priced trucks are the easier approvals because the amount financed is small.
No. Carter does not charge a doc fee or an addendum. Price plus Oklahoma tax, title and tag is the whole number.
Used trucks under $35,000 · Trucks by monthly payment · New Silverado 1500 near Kingfisher · Used Silverados · Duramax diesel guide · Bad credit car loans near Kingfisher
All financing subject to credit approval. Inventory shown is live and sells daily; a vehicle in the grid is in stock or arriving at Carter Chevrolet in Okarche at the time you load the page.
Text the stock number and your zip code to 405-546-1147. We send the price with tax and tags, the payment at the rate you qualify for, your trade value, and a delivery date in Kingfisher.