Carter Chevrolet - Okarche, OK, est. 1973Used Inventory · Silverado

Used Chevy Silverado for sale near Oklahoma City: every used 1500, 2500HD and 3500HD in stock at Carter Chevrolet

By Jason Leck, General Manager · Carter Chevrolet, Okarche, OK · Inventory below is live; payment math updated November 12, 2026

Quick answer Carter Chevrolet in Okarche keeps a rotating group of used Silverado 1500s and HD trucks, mostly crew cab 4WD trade-ins, and the grid on this page is live. A $30,000 used Silverado is about $438 a month at 5.99% for 84 months with $0 down; $45,000 is about $657. No doc fee, free delivery anywhere in Oklahoma.

$14.60per month per $1,000 financed*
50+lenders on one application
$0doc fee or addendum
Freedelivery anywhere in Oklahoma

Used Silverados: open the live lists

A $30,000 used Silverado is about $438 a month at 5.99% for 84 months with nothing down; $45,000 is about $657.

Every used Silverado in stock right now

Live from our inventory: current specials first, then lowest price. Ask for the inspection sheet and CARFAX on any of them.

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*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.

What to look for in a used Silverado

  • Engine: the 5.3L V8 is the volume engine and the safe pick; the 3.0L Duramax diesel is the fuel-economy truck and worth a premium if you drive highway miles; the 2.7L turbo four is the value engine on 2022-and-newer trucks and tows more than people expect.
  • Trail Boss and Z71: factory lift and off-road tires. Great on red dirt, a little firmer on pavement, and tires are pricier to replace.
  • Heavy-duty: a used 2500HD or 3500HD saves the most against new, especially Duramax diesels, and is the right truck for a gooseneck or a heavy bumper-pull. Ask us for the trailering spec on any unit.
  • Certified: newer, lower-mileage Silverados may qualify for Chevrolet Certified Pre-Owned, which adds a factory-backed powertrain warranty. Ask on the specific truck.

Used versus new Silverado right now

GM’s incentives on new Silverado 1500s are often deep enough that a new 2.7L turbo Custom crew cab prices close to a two-year-old used one, with a full warranty and GM rate support. Used wins under about $35,000 and on heavy-duty diesels, where a two-year-old truck saves a lot against new. The new-truck side of that comparison is on the Silverado 1500 payments page.

How to read a price as a monthly payment

Every payment on this page is the same math: the vehicle’s internet price financed for 84 months at 5.99% APR with nothing down, which works out to $14.60 a month for every $1,000 financed. Tax, title and license go on top; every $1,000 you put down or bring in trade equity takes about $14.60 off the payment.

Vehicle price$0 down$2,000 down$5,000 down
$15,000$219$190$146
$18,000$263$234$190
$20,000$292$263$219
$25,000$365$336$292
$30,000$438$409$365
$35,000$511$482$438
$40,000$584$555$511
$45,000$657$628$584
$50,000$730$701$657
$55,000$803$774$730
$60,000$876$847$803
$70,000$1,022$993$949
$80,000$1,168$1,139$1,095

*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.

5.99% is a realistic baseline for a buyer with good credit, not a promise. Your rate comes from the lender, and we send one application to the right lenders among the more than 50 we work with; here is what different credit scores usually get. On new Chevys, GM’s rate support can bring it under this baseline; current programs are on the Chevrolet specials page. For a different term or down payment, use the payment calculator, or text us the stock number and we will send the payment at the rate you actually qualify for.

Start without touching your credit. Capital One’s pre-qualification on our site is a soft pull: it does not lower your score, it tells you in about a minute whether you’re likely to be approved and at roughly what terms, and you can shop with real numbers before anyone runs a hard inquiry. Pre-qualify with Capital One or send us the full application.

How buying from Carter works

  1. The price on the website is the price

    No doc fee, no addendum, no “market adjustment,” and the same price whether you finance with us, your credit union, or pay cash. Tax, title and license are the only things added.

  2. One application, more than 50 lenders

    Good credit, thin credit or bad credit, one application goes to the lenders most likely to approve it, and we tell you the answer and any conditions before you drive out. You can pre-qualify with no credit hit first.

  3. Trade-ins welcome, including upside-down ones

    Send photos and the mileage and we will give you a real number; here is how we handle negative equity.

  4. Free delivery anywhere in Oklahoma

    Paperwork by e-signature, the vehicle delivered to your driveway and the trade picked up at the same visit. Most of our Oklahoma City customers never make the drive to Okarche.

Frequently asked questions

Does Carter Chevrolet have used Silverados?

Yes, a rotating group of used Silverado 1500s and 2500HD and 3500HD trucks, mostly crew cab 4WD trade-ins. The grid on this page is live.

What is the cheapest used Silverado in stock?

It changes weekly; previous-generation Silverado 1500s have been landing around $30,000, about $438 a month at 5.99% APR for 84 months with $0 down. The buttons at the top open the live list filtered by price.

Are used Silverados at Carter certified?

It depends on the truck's age and mileage. Ask on a specific unit and we will tell you whether it qualifies for Chevrolet Certified Pre-Owned and what the factory-backed warranty would add.

Should I buy a used Silverado or a new one?

Under about $35,000, used. For a 1500 in the $40,000s, compare against new first: GM incentives often put a new Custom or RST crew cab in the same range with a full warranty. For diesel HDs, used saves the most.

Can I finance a used Silverado with bad credit?

Usually, with a down payment. Lenders cap the loan at a percentage of the truck's value, so the lower-priced trucks are the easier approvals. We work with more than 50 lenders and more than half of them handle subprime credit.

Do you deliver used trucks?

Free, anywhere in Oklahoma. Paperwork by e-signature; your trade is picked up when the truck is dropped off.

Related

Used trucks under $35,000 · New Silverado 1500 payments · Trucks by monthly payment · Duramax diesel guide · Silverado HD specials

Jason Leck, General Manager, Carter Chevrolet. Carter has been family-owned in Okarche since 1973. We shop every application across more than 50 lenders, including GM Financial, Capital One Auto Finance and Oklahoma credit unions, and we don’t charge a doc fee or an addendum. Questions: 405-546-1147.

All financing subject to credit approval. Inventory shown is live and sells daily; a vehicle in the grid is in stock or arriving at Carter Chevrolet in Okarche at the time you load the page.

Want the out-the-door number on a used Silverado?

Text the stock number and your zip code to 405-546-1147 for the out-the-door price with tax and tags, the payment at the rate you qualify for, your trade value and a delivery date.

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Carter Chevrolet 35.7262, -97.9758.