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(405) 546-1147
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(405) 400-0435
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Used Inventory · TrucksQuick answer Carter Chevrolet in Okarche keeps used Silverados, Colorados and other trucks in stock, and the grid and buttons on this page are live, so the prices are today’s. A $35,000 truck runs about $511 a month at 5.99% for 84 months with $0 down; $30,000 is about $438. No doc fee, no addendum, free delivery anywhere in Oklahoma.
Each button opens our used inventory filtered to trucks in that price range, specials first, then lowest price.
Live from our inventory: current used specials first, then lowest price; the buttons above filter by price. Every one has been through our shop; ask for the inspection sheet and CARFAX on any of them.
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
Trucks hold value harder than anything else we sell, and the trades that come in under $20,000 are usually high-mileage half-tons that need work; those go to auction instead of the front line. When a clean truck comes in under $25,000 it is gone in days, so if that is the budget, tell us what you want (cab, 4WD, gas or diesel) and we will call you first. Under $35,000 is where the real choice starts: previous-generation Silverado 1500s, Colorados, and the occasional Tundra or Tacoma.
Before you settle on a used half-ton in the $40,000s, look at the new Silverado 1500 payments page. GM’s incentives on new Silverados often put a new 2.7L turbo Custom or RST crew cab in the same range as a two-year-old used one, with the full warranty and GM rate support a used truck cannot get. Used wins under about $35,000 and on heavy-duty diesels, where a two-year-old truck saves a lot against new.
Every payment on this page is the same math: the vehicle’s internet price financed for 84 months at 5.99% APR with nothing down, which works out to $14.60 a month for every $1,000 financed. Tax, title and license go on top; every $1,000 you put down or bring in trade equity takes about $14.60 off the payment.
| Vehicle price | $0 down | $2,000 down | $5,000 down |
|---|---|---|---|
| $15,000 | $219 | $190 | $146 |
| $18,000 | $263 | $234 | $190 |
| $20,000 | $292 | $263 | $219 |
| $25,000 | $365 | $336 | $292 |
| $30,000 | $438 | $409 | $365 |
| $35,000 | $511 | $482 | $438 |
| $40,000 | $584 | $555 | $511 |
| $45,000 | $657 | $628 | $584 |
| $50,000 | $730 | $701 | $657 |
| $55,000 | $803 | $774 | $730 |
| $60,000 | $876 | $847 | $803 |
| $70,000 | $1,022 | $993 | $949 |
| $80,000 | $1,168 | $1,139 | $1,095 |
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
5.99% is a realistic baseline for a buyer with good credit, not a promise. Your rate comes from the lender, and we send one application to the right lenders among the more than 50 we work with; here is what different credit scores usually get. On new Chevys, GM’s rate support can bring it under this baseline; current programs are on the Chevrolet specials page. For a different term or down payment, use the payment calculator, or text us the stock number and we will send the payment at the rate you actually qualify for.
No doc fee, no addendum, no “market adjustment,” and the same price whether you finance with us, your credit union, or pay cash. Tax, title and license are the only things added.
Good credit, thin credit or bad credit, one application goes to the lenders most likely to approve it, and we tell you the answer and any conditions before you drive out. You can pre-qualify with no credit hit first.
Send photos and the mileage and we will give you a real number; here is how we handle negative equity.
Paperwork by e-signature, the vehicle delivered to your driveway and the trade picked up at the same visit. Most of our Oklahoma City customers never make the drive to Okarche.
Usually a few, and they sell fast. The buttons at the top of this page open the live list filtered to used trucks under $30,000 and under $35,000, with current specials first, then lowest price.
About $438 a month at 5.99% APR for 84 months with $0 down, before tax, title and license; about $394 with $3,000 down. Rates on used trucks are typically a little higher than on new ones because there is no GM rate support.
Ask on the specific unit. Certified Pre-Owned status depends on age, mileage and the inspection, and it adds a factory-backed powertrain warranty; we will tell you whether a given truck qualifies and what it would cost to certify it.
Yes, and we buy trucks outright even if you don't buy from us. Send photos, the mileage and the VIN and we will give you a real number, usually the same day.
Usually, with a down payment. Subprime lenders cap the loan at a percentage of the truck's value and prefer lower mileage, so the lower-priced trucks are the easier approvals. We work with more than 50 lenders and more than half of them handle subprime credit.
Free delivery anywhere in Oklahoma, including Tulsa, Lawton, Enid and Woodward. The paperwork is done electronically before the truck leaves Okarche.
Trucks by monthly payment · Used Silverados for sale · New Silverado 1500 payments · Used cars & SUVs under $20,000 · Duramax diesel guide · Bad credit truck loans
All financing subject to credit approval. Inventory shown is live and sells daily; a vehicle in the grid is in stock or arriving at Carter Chevrolet in Okarche at the time you load the page.
Text the stock number and your zip code to 405-546-1147 for the out-the-door price with tax and tags, the payment at the rate you qualify for, your trade value and a delivery date.