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Trucks · By Monthly PaymentQuick answer Pick a monthly payment and this page opens every truck Carter Chevrolet has in stock, new and used, priced to land there at 5.99% APR for 84 months with $0 down. Used half-tons start under $500 a month, most new Silverado 1500 crew cabs land between $600 and $900 after GM incentives, and heavy-duty diesels run about $950 and up. No doc fee, no addendum, free delivery anywhere in Oklahoma.
Each button opens every truck in stock, new and used, priced to land in that monthly payment at 5.99% for 84 months with $0 down. The list is live and with current specials first, then lowest price.
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
Live from our inventory, current specials first and then lowest price; the buttons above filter by payment band. Multiply any price by 0.0146 for the monthly payment on the baseline above, or use the table further down.
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
Used half-tons, Colorados and the occasional Tundra under about $41,100, plus the lowest-priced new Colorados and Silverado 1500 Custom crew cabs after GM incentives. The used ones turn fast. The used trucks under $35,000 page is the one to watch.
Where most new Silverado 1500 LT and RST crew cabs land after GM incentives, including the 5.3L V8 and Trail Boss packages, alongside late-model used half-tons and used 2500HD gas trucks. The most trucks sit here for a reason.
New Silverado 1500 LTZ and High Country, the 3.0L Duramax, new 2500HD gas trucks and used HD diesels.
New Silverado 2500HD and 3500HD diesels, ZR2s, and upfitted work trucks. Those are also on the Silverado HD specials and upfitted trucks pages.
Used, yes: $500 a month at 5.99% for 84 months finances about $34,200, which is where our lower-priced used Silverados, Colorados and Tundras sit. New is harder; the cheapest new trucks we stock are Colorados in the high $30,000s, so a $500 payment on a new truck means a down payment or trade of several thousand dollars, or GM rate support when it is offered on the trim you want. Check the Silverado 1500 specials and Colorado specials before deciding new is out of reach.
Every payment on this page is the same math: the vehicle’s internet price financed for 84 months at 5.99% APR with nothing down, which works out to $14.60 a month for every $1,000 financed. Tax, title and license go on top; every $1,000 you put down or bring in trade equity takes about $14.60 off the payment.
| Vehicle price | $0 down | $2,000 down | $5,000 down |
|---|---|---|---|
| $15,000 | $219 | $190 | $146 |
| $18,000 | $263 | $234 | $190 |
| $20,000 | $292 | $263 | $219 |
| $25,000 | $365 | $336 | $292 |
| $30,000 | $438 | $409 | $365 |
| $35,000 | $511 | $482 | $438 |
| $40,000 | $584 | $555 | $511 |
| $45,000 | $657 | $628 | $584 |
| $50,000 | $730 | $701 | $657 |
| $55,000 | $803 | $774 | $730 |
| $60,000 | $876 | $847 | $803 |
| $70,000 | $1,022 | $993 | $949 |
| $80,000 | $1,168 | $1,139 | $1,095 |
*Payment examples assume 5.99% APR for 84 months with $0 down on approved credit: 84 monthly payments of $14.60 per $1,000 financed. Excludes tax, title and license. Your rate is set by the lender and depends on credit history; GM rate support, where offered, can lower it on new vehicles. The vehicle grid and search links on this page show live inventory and today’s prices, which change when GM incentives change. Carter does not charge a doc fee or an addendum.
5.99% is a realistic baseline for a buyer with good credit, not a promise. Your rate comes from the lender, and we send one application to the right lenders among the more than 50 we work with; here is what different credit scores usually get. On new Chevys, GM’s rate support can bring it under this baseline; current programs are on the Chevrolet specials page. For a different term or down payment, use the payment calculator, or text us the stock number and we will send the payment at the rate you actually qualify for.
No doc fee, no addendum, no “market adjustment,” and the same price whether you finance with us, your credit union, or pay cash. Tax, title and license are the only things added.
Good credit, thin credit or bad credit, one application goes to the lenders most likely to approve it, and we tell you the answer and any conditions before you drive out. You can pre-qualify with no credit hit first.
Send photos and the mileage and we will give you a real number; here is how we handle negative equity.
Paperwork by e-signature, the vehicle delivered to your driveway and the trade picked up at the same visit. Most of our Oklahoma City customers never make the drive to Okarche.
It depends on the truck: at 5.99% APR for 84 months with $0 down, a $30,000 used half-ton is about $438 a month, a new Silverado 1500 crew cab after GM incentives usually lands between $600 and $900, and heavy-duty diesels run about $950 and up. The buttons at the top of this page open the live list by payment band.
Yes, used: $500 a month at 5.99% for 84 months finances about $34,200, which is where our lower-priced used Silverados, Colorados and Tundras sit. On a new truck it takes a down payment or trade of several thousand dollars, or GM rate support when it is offered.
It is a realistic rate for a buyer with good credit on an 84-month loan, which is why we use it as the baseline. GM Financial often runs lower rates on new Silverados and Colorados; those are on our specials pages. Buyers with lower scores will see a higher rate, and the lender sets it, not us.
No. Oklahoma sales and excise tax and the title and tag fees are added to the amount financed or paid up front. There is no doc fee and no addendum at Carter, so the price plus tax and tags is the whole number; text us and we will send the exact out-the-door figure for any unit.
About $14.60 a month for every $1,000 down on this rate and term. $5,000 down takes roughly $73 off the monthly payment, and a trade with equity does the same thing.
Yes, on new Silverados; lease payments depend on the GM lease program in effect that month, the trim and the miles you need, so we quote them per unit. Ask for a lease and a purchase quote side by side on the same truck.
SUVs by monthly payment · Silverado 1500 payment deals · Used trucks under $35,000 · Silverado 1500 specials · 0% financing explained · Bad credit truck loans
All financing subject to credit approval. Inventory shown is live and sells daily; a vehicle in the grid is in stock or arriving at Carter Chevrolet in Okarche at the time you load the page.
Text the stock number and your zip code to 405-546-1147 for the out-the-door price with tax and tags, the payment at the rate you qualify for, your trade value and a delivery date.